We help you answer expensive questions, which solve tomorrow’s problems today

 

HOW we CAN HELP YOU

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FINANCIAL PLANNING

Together we will craft an achievable and fulfilling lifetime financial master plan. This will ensure you have a clear strategy to help you accomplish your life goals and aspirations. Life is not a rehearsal; a plan will make your goals a reality. 

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INVESTMENT MANAGEMENT

Your investment portfolio is designed to be the funding vehicle of your financial plan. Carefully created using evidence-based academic insight. Ensuring financial independence for you and multi-generational wealth creation. 

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behavioural coaching

As humans, our emotional wants are in constant battle with our financial needs. We will endeavour to stop you from doing anything that is financially self-destructive. We'll ensure you behave your way to wealth and not misbehave your way to poverty. 


 

If you become a client you’ll never make another financial mistake again

 

 
 

We work really well with

successful business owners

wanting to retire in the next ten yearS


 
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We are

Independent.
Ruthlessly client focused.
Caring, considerate and compassionate.

We do

Lifestyle financial planning.
Goal-based investment management.
Behavioural coaching.

We don't

Make predictions.
Manage money without a financial plan.
Time the markets.

DO IT YOURSELF

There are many simple things we can do ourselves. Paint a ceiling, mow the lawn or assemble some flat pack furniture but we’d never attempt to take our own appendix out or perform our own dentistry. There’s just too much at stake, that’s when we seek expert help.

This however doesn’t stop some people thinking financial planning is maybe somewhat tricky but they see it as something
they’ll attempt to do on their own, a challenge as such.

So we’ve put together a checklist for those seeking to embark on this journey on their own.

 

Be your own Financial Adviser checklist

1: Think about what you wish to achieve now and also in the medium and long term. Build a financial plan using sophisticated financial forecasting software which lists and prices all of your goals and expected transitions.

2: Be a critical thinking partner to yourself and ask yourself the hard questions (know what the hard questions are).

3: Understand how investment management works, knowing where the returns come from, the factors involved, anticipate the changes that happen and know the companies to use.

4: Know how to insure yourself and your family against bad health surprises, know what your human capital is.

5: Know what asset classes and financial instruments provide the returns and know which ones to avoid. Only focus on ‘what’s always worked ‘and avoid ‘whats working now’.

6: Understand the flavours of risk and which financial dragons you need to fight and which you need to ignore. The three flavours of risk are ‘loss of capital’ ‘inflation’ & ‘volatility’

7: Realise you are the biggest wealth destroyer of all and as a result of this control your behaviour through all market cycles, fads, fears, euphoria and armageddon.

8: As a minimum complete the Diploma in Regulated Financial Planning, this should take you approximately 5 years to complete. More info HERE

9: Join a few online communities and face-to-face masterminds where you’ll benefit from the support and intellectual capital of your peers.

10: Keep up to date with the changes in financial rules, tax and legislation. Subscribe to
the establish professional magazines to keep you regularly informed.

11: Have a finely tuned scam avoidance antenna.

12: Schedule regular progress meetings to ensure your plan is on track and that it’s fit for purpose in the current climate.

Simples

Attempting to do ‘this’ on your own we call the ‘no-help’ option, we offer the ‘help’ option, if you wish to seek our help please get in touch and start to work towards your financial goals with a caring, considerate financial expert.