We believe we're in the human nature business and our product is financial wellness

Maven Adviser was founded by Andy Hart. Andy has a passion for simplifying the complex, and loves nothing more than helping families make the right financial and life decisions.

Having spent his entire career in financial services advising clients, in 2017 Andy made the decision to set up his own leading financial advice business to continue sharing wisdom with the families that he serves.

Maven Adviser will only ever share the unvarnished truth. We believe that the best advice is achieved through a completely focused approach. This means that we immerse ourselves in the lives of our clients to create a plan that will help them live a life free from financial worry. This also means that we'll be there to help them through life's ups and downs. 

We'll provide you with a lifetime Financial Master Plan that lists everything you wish to achieve. We'll be there with you during the inevitable market extremes - both periods of unsustained euphoria and exaggerated armageddon. We'll prevent you from doing anything that is financially self destructive. If we can ensure you don't make life-changing errors during these periods, our value is exponential. Employing a caring adviser is like taking out 'big mistake insurance'.

What we'll do

- Help remove the anxiety you feel about being financially disorganised.

- Get to know your hopes and fears.

- Be a caring, considerate sounding board for all your major (or minor) life decisions. 

- Provide clarity about the confusing world of wealth creation.

- Help you avoid the 'big mistakes'.

- Provide optimism during periods of major pessimism.

- Manage your money in the same way we manage our own. 

What we can't do

- Predict the direction of the economy or the stock market.

- Pick hot sectors/hot funds/hot managers in advance. No one can.

- Provide high returns with low volatility (impossible).

- Sell into a temporary declining market.

- Allow you to do anything we wouldn't do ourselves. 

- Manage your investment portfolio without a clear financial plan.

- Pick the correct time to invest - we believe in 'time in' the market and not 'timing' the market.
The best time to invest was 30 years ago, the second best time is today.

- Have an opinion on things that are outside of our control or are unimportant - the bulk of what most commentators focus on.

- Manage half your investment account and the rest be managed elsewhere. An army general would never manage half an army.

A message from our founder - Andy Hart - Chief Maven

Welcome to Maven Adviser - founded with the aim of looking after families and their finances - for life. I believe that the foundation blocks of my most successful relationships are mutual respect and trust. I promise you that throughout our working relationship, you won't find another adviser who will care more about the long term plans of your family. I am as deeply committed to achieving your plans as you are.

I will ensure your life savings are invested with the same level of importance that I invest my own family's life savings, treating the capital as a central asset requiring careful attention. I operate to the highest ethical standards and with unvarnished honesty, which can at times raise uncomfortable truths. This is because I want the best for you and your family. I will never tell you I can do something I can't - and I will never tell you I'll do something and not do it.

Throughout our long relationship you are likely to encounter 'smarter' advisers than me, and no doubt you will also encounter 'cheaper' advisers. However you'll be hard pushed to find an adviser who is both 'smarter' and 'cheaper' than I am, and you'll never find one who cares more or is more trustworthy.

Working from the central tenet of trust, there's nothing within reason that we can't achieve together. My ultimate aim is that you live without worrying about money. I will insist that we create a financial plan and that we follow it - beyond that you are encouraged to dream and achieve your goals.

The investment markets are inevitably volatile and we wouldn't be human if it didn't make us feel uncomfortable. What I won't allow is acting on this feeling when intellectually, the decision would be wrong. I'm paid by you to act as wise counsel, particularly through market extremes. I need to know that my guidance is taken on board and I certainly couldn't continue our relationship without this implied trust. It wouldn't be fair on either of us.

It's an honour and a great responsibility to be the steward of your family's financial future and I won't let you down.
 

Andy Hart
Chief Maven