Top 10 Non-Financial Investments

Top 10 Non-Financial Investments

Top 10 Non-Financial Investments. John Ndege and I talked recently about non-financial investments and came up with a list of the top five things we’d recommend people invest in. Although Maven Adviser is mainly concerned with personal investments and finance, there’s way more to it than that. You can’t focus on money in isolation, without thinking about what else is important in life.

6 strengths of great advisers that clients may perceive as weaknesses

6 strengths of great advisers that clients may perceive as weaknesses

In this post I will be sharing my thoughts on the strengths that great advisers demonstrate, which some clients may deem as weaknesses. Most mature money management and financial strategies are counterintuitive and against conventional wisdom. Modern media and access to ‘free’ information is maybe our biggest threat and our client’s most destructive influence.

Why it's important to practice what I preach

Lifestyle financial planning is simple but not easy. What I plan for my clients is the same as I plan for myself, I have a plan built using the same software and assumptions.

I could sum it up as not wanting to wake up dead tomorrow and leave my family financially destitute (hence I have adequate life insurance), the same if I were to have a prolonged illness or accident. I would want to be financially protected (hence I have adequate income protection). I also wish to save as much as I can for my unknown future and invest according to what history has shown is wise (a well diversified global portfolio of high quality securities, costs to a minimum). Not become a burden on my family or the state in my later life if I enter a care home and to leave a meaningful legacy to the causes and people I care about the most, all delivered in the most tax optimal way.

Along with living a fulfilled, fun and active life, this is what I wish for financially. In essence this is the same outcome the families I serve want. I insure myself in the same way I preach, I invest in the same way I preach. How on earth could it be any other way? Our long term goals are the same. 

In ensuring the financial lives of the families I advise, in turn i'm ensuring the lives of my own family. This is why financial advice is considered a noble profession. One that i'm very proud to be a part of. 

The content of this article is for information purposes only and does not constitute a personal recommendation. You should always speak to an FCA regulated financial adviser when considering financial advice. Any recommendation made will be based on a full suitability assessment that will include a comprehensive review of your circumstances, needs and objectives.